Our Partners
Sami Nathoo, Pl. Fin., CRPC®
Senior Financial Planner, Raymond James Ltd.
Sami’s main objective at Raymond James Ltd. is to demystify financial planning for clients through comprehensive financial plans. After careful analysis of a client’s situation, he will provide strategies and recommendations with regards to tax, retirement, and estate planning. He may also point to weaknesses in a client’s financial position and suggest ways to improve them in order to meet the client’s retirement objectives.
Sami completed his bachelor’s degree in Economical Sciences from the Université de Montréal (2011) and has been working in the financial industry for over 8 years. He began his career as a Financial Services Manager with Bank of Montreal and as a Financial Planner with National Bank of Canada. Prior to joining Raymond James Ltd., he held a similar role with RBC Wealth Management Services.
Debbie Wong, CPA, CA, CRPC®
Vice President, Tax Consulting, Private Client Group, Raymond James Ltd.
Debbie joined the investment services business after deciding to focus her time on helping people with their tax concerns through value-added services rather than through a fee-for-service model utilized in public practice.
As part of our team of private wealth professionals, Debbie works with our financial advisors to guide their high-net-worth clients toward practical solutions to their tax issues. She has expertise in Canadian and U.S. personal tax, specific issues affecting U.S. citizens or green card holders, and cross-border tax (immigration and emigration). Debbie joined Raymond James in 2004 as the tax manager in Operations and then transferred to Private Client Solutions in 2013.
Prior to joining Raymond James, Debbie gained 10 years of experience working in public practice as an expatriate tax manager at a major international accounting firm, and articled at an accounting firm handling financial reporting and tax compliance for small business families. Debbie obtained her chartered accountancy designation (CA, CPA) in 1998. She also earned the U.S. Chartered Retirement Planning Counselor (CRPC®) designation in 2018 to expand her perspective on the unique planning needs of our cross-border clients.
In her free time, she enjoys relaxing and travelling with her husband, and takes a particular interest in nutrition and fitness methods to age backward.
Annie Belanger, M. Fisc, C.L.U.
Insurance Specialist
Annie is a life insurance expert with over 30 years of experience. She has a Bachelor's degree in Administration from the University of Ottawa, and a Master's degree in Taxation from Université Sherbrooke.
Annie works closely with Mary, to help clients minimize tax liabilities, protect their net worth, and ensure that their estate is passed down to their beneficiaries according to their wishes. Together, they carefully study the unique needs of each client to identify the best insurance strategies for their specific situation.
For over two decades, Annie has worked with insurance companies and large financial institutions to provide her clients with innovative, tax efficient insurance strategies. She has helped numerous high net worth and ultra-high net worth families carefully manage their finances and protect their assets.
Annie’s insurance expertise extends to both personal and corporate insurance strategies, including life insurance, living benefits insurance, and annuities.